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Your Service. Our Honor.

VA loans are the most powerful lending programs available and are reserved exclusively for vets like you. Cambria® MortgageTM is proud to help you get the VA loan - and home - you worked so hard to earn with your service to our country.

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Exclusive benefits

Whether you’re purchasing a new home or refinancing an existing VA or non-VA loan, you always enjoy:

•  No down payment
•  Competitive interest rates
•  No private mortgage insurance
•  Limited closing costs

 

Local hometown service

Our dedicated VA loan experts appreciate your service to America and will be there every step of the way to get you the VA loan you need – and deserve.

Get more information

Scroll down to learn more about all the VA loan benefits you’re eligible for and get answers to frequently asked questions.


        

FAQs

What is a VA loan?

VA loans are guaranteed against default by the U.S. Department of Veterans Affairs. VA loans require no down payment and are offered exclusively to United States military personnel who are active, discharged, or retired. VA loans often carry lower interest rates  than conventional loans.

Who is eligible for a VA loan?

You are eligible if you meet one or more of the following criteria:

  • You have served 90 consecutive days of active service during wartime.
  • You have served 181 days of active service during peacetime.
  • You have more than 6 years of service in the National Guard or Reserves.
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.



What do I need to do to apply for a VA loan?

You will need to provide a certificate of eligibility provided by the U.S. Department of Veterans Affairs. Your Cambria Mortgage Loan Officer can help you obtain this document.

If I have a conventional loan, can I refinance into a VA loan?

Yes, if you are a Vet and meet the VA loan eligibility requirements, you can refinance into a VA loan.

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Payment Calculator

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The figures are approximate only. Please contact a Cambria Mortgage consultant to discuss your loan.